VeloLedger gives you a full, ERP-grade, AI-native accounting platform starting at CA$39/month per organization — a fraction of QuickBooks-plus-add-ons, Xero-plus-add-ons, Sage Intacct, or NetSuite. Priced per organization, per month, billed annually. No setup fees, no "call us" for the published tiers. Read-only viewer and auditor seats are unlimited and free; each plan includes a few poster/approver seats.
For single-entity businesses replacing QuickBooks or Xero — with AI built in, not bolted on.
For multi-entity teams scaling up, with full AI, dimensional accounting, and the Velo stack.
For complex, multi-entity orgs, controllers, and outsourced accounting firms.
For large, multi-entity organizations that need contracted scale, security, and support.
VeloLedger delivers native multi-entity consolidation, IFRS 15 revenue recognition, IFRS 16 / ASC 842 leases, and real AI for a per-organization price the incumbents can't match once you add up seats and paid add-ons. The figures below are competitor list or estimated pricing, shown for comparison — not VeloLedger's prices.
| Platform | Typical published / estimated price | Native rev-rec & leases? |
|---|---|---|
| VeloLedger | CA$39–CA$219/mo per organization (Starter→Scale, billed annually), + Enterprise custom · unlimited free viewer seats · AI in metered credits | ✓ Both native |
| QuickBooks Online + add-ons | CA$30–CA$220/mo per company (Canadian list, EasyStart→Advanced), plus a third-party tool (e.g. SaaSOptics/Maxio) for rev-rec | Add-ons needed |
| Xero + add-ons | CA$25–CA$80/mo (Canadian list; multi-currency only on Premium), plus add-ons | Add-ons needed |
| Sage Intacct | Quote-only, typically ~US$15K–US$60K+/yr | ✓ Native |
| NetSuite (Oracle) | Quote-only; first-year all-in commonly US$50K–US$200K+ with implementation | ✓ Native |
AI is metered in plain credits — roughly one credit per AI action (extracting a receipt, categorizing a bank line, a Controller Copilot answer, an anomaly explanation, a natural-language report). Every plan includes a monthly credit allowance, a live per-feature usage view, and soft caps — so if you're mid-close you keep working and settle up later. There's never a hard stop that blocks your month-end.
See exactly what's in each plan. AI drafts; a person approves before anything posts.
| Feature | Starter | Growth | Scale |
|---|---|---|---|
| Poster/approver seats | 2 incl (+CA$20) | 5 incl (+CA$26) | 12 incl (+CA$34) |
| Unlimited free viewer/auditor seats | ✓ | ✓ | ✓ |
| Entities | 1 | Up to 3 | Up to 10 |
| General Ledger & double-entry (draft → approve → post) | ✓ | ✓ | ✓ |
| Hash-chained immutable audit log | ✓ | ✓ | ✓ |
| AP — bill capture, POs + 3-way match, approval tiers | ✓ | ✓ | ✓ |
| AR — invoicing, reminders, statements & bank rec | ✓ | ✓ | ✓ |
| Credit notes | ✓ | ✓ | ✓ |
| AI receipt/invoice extraction from email inbox | ✓ | ✓ | ✓ |
| AI bank categorization & auto-draft | ✓ | ✓ | ✓ |
| Tasks for Review (AI draft inbox) | ✓ | ✓ | ✓ |
| GST/HST/PST/QST & GST34 filing | ✓ | ✓ | ✓ |
| Light + dark mode | ✓ | ✓ | ✓ |
| AI cannot post a journal (architectural guarantee) | ✓ | ✓ | ✓ |
| Controller Copilot (chat your books; drafts, never posts) | — | ✓ | ✓ |
| Always-on anomaly scan | — | ✓ | ✓ |
| Natural-language "Build with AI" report builder | — | ✓ | ✓ |
| Multi-currency + Bank-of-Canada FX sync | — | ✓ | ✓ |
| AI bank reconciliation (needs bank feeds) | — | ✓ | ✓ |
| Multi-entity consolidation & eliminations | — | — | ✓ |
| IFRS 15 revenue recognition | — | ✓ | ✓ |
| IFRS 16 / ASC 842 lease sub-ledger | — | ✓ | ✓ |
| Fixed assets & Canadian CCA (T2 Schedule 8) | — | ✓ | ✓ |
| Business-Unit / Department segments | — | ✓ | ✓ |
| Budgets, variance & custom reports | — | ✓ | ✓ |
| T2 GIFI mapping & T4A slips | — | — | ✓ |
| Native MCP integration to the Velo stack | — | ✓ | ✓ |
| Monthly AI credit allowance | 200 credits | 800 credits | 1,500 credits |
| On-demand overage rate | US$0.10 per credit | US$0.08 per credit | US$0.06 per credit |
| Committed credit packs | Optional | Optional | Recommended |
| Advanced / multi-jurisdiction tax | — | — | ✓ |
| SOX-style controls (SoD, period hard-lock) | — | — | ✓ |
| Custom reporting | — | — | ✓ |
| External MCP & REST agent access | — | — | ✓ |
| SSO / SCIM / advanced RBAC | — | — | ✓ |
| Audit log export & governance controls | — | — | ✓ |
| Canadian data residency option | — | — | ✓ |
| Dedicated CSM | — | — | ✓ |
| Support | Priority chat + email | Dedicated + phone, SLA |
Enterprise adds unlimited entities, SAML SSO, sandbox, SOC 2 attestation, dedicated CSM + SLA, and contracted rates.
Every action — human or AI — is recorded in a hash-chained audit log with actor, model, and confidence.
Mandatory multi-factor auth, Google SSO, and role-based access control on every tenant.
AES-256 at rest and TLS in transit, with tenant data isolated by row-level security.
Scale customers can elect Canadian data residency. Privacy handled with PIPEDA in mind.
Priced per organization on four plans — Starter CA$39, Growth CA$107, Scale CA$219 (CAD/mo, billed annually; ~25% more month-to-month; also available in USD at $29/$79/$199), and custom Enterprise. Read-only viewer/auditor seats are unlimited and free; each plan includes a few poster/approver seats (2/5/12), with more available. AI is metered separately in plain credits with a monthly allowance (200/800/1,500). Priced in CAD; USD available.
For a comparable ERP-grade feature set, yes. VeloLedger includes native multi-entity consolidation, IFRS 15 revenue recognition, and IFRS 16 / ASC 842 leases in per-organization plans from CA$39/mo. In Canada, QuickBooks Online lists at CA$30–CA$220/mo per company and still needs a third-party tool for revenue recognition; Xero is CA$25–CA$80/mo plus add-ons; Sage Intacct is quote-only at roughly US$15K–US$60K+/yr; and NetSuite's first year commonly runs US$50K–US$200K+ with implementation. Those competitor figures are list or estimated pricing shown for comparison.
AI is metered in plain credits — roughly one credit per AI action, such as extracting a receipt, categorizing a bank line, answering a Controller Copilot question, explaining an anomaly, or building a natural-language report. Every plan includes a monthly credit allowance and a live per-feature usage view, and higher plans include more credits. Soft caps mean you're never hard-stopped mid-close: if you run over, you keep working and settle up afterward.
No. VeloLedger's AI drafts entries into a review queue but literally cannot post — the agent's tool surface has no post action. It's an architectural guarantee, not a setting a user can toggle off. Agents draft; a human approves before anything hits the ledger.
Yes — book a 15-minute demo and we'll show VeloLedger on your own stack, map your migration, and answer any pricing questions. We'll also set you up with a guided evaluation on your real data before you commit.
Yes — our migration team handles imports from QuickBooks Online, QuickBooks Desktop, Xero, Sage 50/Sage Intacct, FreshBooks, and Wave. Most migrations take a few days and include COA mapping, opening balances, historical AR/AP, and at least 24 months of transaction history.
On Growth and Scale plans, VeloLedger connects natively over MCP to the Velo stack — VeloPulse HRIS (payroll JEs, headcount-aware cost allocation), VeloExpense (pre-coded expense reports), and VeloCRM (revenue-recognition schedules drafted from closed-won deals). There's no third-party middleware. As with all VeloLedger automation, cross-product writes are drafts a person approves before they post.
No. VeloLedger works fully standalone. The MCP integrations are a force-multiplier when you do run other Velo products, but the accounting platform is complete on its own.
Yes — customers running two or more Velo products qualify for bundle pricing. Talk to sales for a custom quote.
Monthly plans cancel any time. Annual plans cancel at the end of the term. You always keep export access to your data for 90 days after cancellation.
Yes — outsourced accounting firms get the Scale plan at firm pricing, with multi-client switching, white-labeling, and pooled seats. Contact sales.
Starter includes email support with a 24-hour response target. Growth adds priority chat with 4-hour business-hours response. Scale gets a dedicated CSM and phone support with a priority SLA for P1 incidents.
Tell us about your stack in a 15-minute call. We'll quote the right plan and a migration timeline before you leave the meeting.
Talk to Sales