Accounting that does the busywork — and leaves the judgment to you.

VeloLedger is the AI-native accounting platform for growing businesses. It reads invoices from your inbox, drafts the entries, and tracks the tax — then waits for your approval before anything posts. ERP-grade depth and Canadian compliance built in, at a fraction of QuickBooks-plus-add-ons or NetSuite.

Multi-entity & multi-currency Canadian compliance built in AI drafts, you approve
VeloLedger dashboard — KPIs, revenue and working capital

One platform, built on one rule — agents draft, humans post

AI INVOICE CAPTURE MULTI-ENTITY GL GST / HST / PST / QST BANK-OF-CANADA FX NATIVE MCP
Part of the Velo suite

One of a family that speaks your stack's language.

VeloLedger is the accounting member of the VeloTech suite — alongside VeloCRM, VeloPulse (HRIS), and VeloExpense. Because they're built by one team on a shared protocol, MCP, they don't bolt together with brittle middleware or overnight CSV dumps. Sales, payroll, and expense data are drafted straight into your GL the moment they happen, ready for your review.

  • Payroll runs in VeloPulse draft the journal entry into VeloLedger the same day — no manual JE, no Excel hand-off.
  • Expense reports from VeloExpense arrive pre-coded to the right GL account, with tax handled — you approve, you don't re-key.
  • Closed-won deals in VeloCRM draft the revenue-recognition schedule (IFRS 15 / ASC 606), keeping bookings and revenue tied together.
  • Every cross-product write is a draft, logged with its source and confidence, posted only when a person approves it.

See how the Velo stack works together →

VeloLedger

The accounting hub
Connected via MCP
CRM
Velo CRM

Revenue, customers, deals

HRIS
VeloPulse

Payroll, headcount, JEs

EXPENSE
Velo Expense

Receipts, approvals, GL coding

Built for modern finance

Everything your finance team needs.

Core accounting depth with the polish you'd expect from a modern SaaS — not a 30-year-old desktop product with a web skin.

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General Ledger & Multi-Entity

Full double-entry GL with multi-entity, multi-currency, and dimensions (department, project, BU) baked in — not bolted on.

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AP Automation from your Inbox

Connect Gmail and VeloLedger reads incoming bills, extracts vendor, line items, tax, and currency, and drafts the bill into your review queue. Plus POs, 3-way match, and approval workflows.

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AR, Invoicing & Bank Rec

Recurring invoices, branded PDFs, a product catalog, credit notes, automated reminders, customer statements, and bank reconciliation with AI match suggestions that handle splits, FX gain/loss, and held cheques.

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Close Management

Day-1 to day-5 close workflows with task ownership, accruals, recs, and review queues — built like Floqast, included free.

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Reporting, Consolidation & FP&A

Income statement, balance sheet, cash flow, and a 13-week forecast — with drill-down to source, saved presets, and a natural-language report builder. Business-unit / department segments slice every statement, plus multi-entity consolidation with FX translation, intercompany eliminations, and a native IFRS 16 lease sub-ledger.

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Canadian Tax, Done Right

GST/HST/PST/QST across every jurisdiction, GST34 filing with a built-in GL reconciliation check, automatic ITC handling, T4A slips, CCA schedules, and CRA business-number tracking.

AI built in, not bolted on

AI does the mechanical work. You stay in control.

Not a chatbot on top of a ledger. VeloLedger's automation is woven into the books — and built on one rule: agents draft, humans post. Nothing touches your ledger until you approve it.

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Invoices, Straight from Your Inbox

Connect Gmail and VeloLedger reads incoming bills and receipts, extracts vendor, line items, tax, and currency, and drafts the bill for review. Already paid by card? It detects that and stages the payment.

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Tax Handled Automatically

GST/HST/QST input tax credits are split out and booked to the right accounts — recoverable vs. non-recoverable — without you thinking about it.

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FX That Keeps Itself Current

Bank of Canada rates sync every day and revalue your foreign-currency balances at close. No spreadsheets, no stale rates.

One Inbox for Everything That Needs You

The Tasks for Review center collects every AI-drafted bill, suggested payment, and new vendor in one place. Approve, edit, or reject — your call, every time.

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An Agent-Ready Ledger

VeloLedger exposes a native MCP + REST interface so your other tools — and your own Velo stack — can query the books and draft entries. They draft; they never post. The first ledger built for the agentic era.

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13-Week Cash Forecast

A rolling cash forecast built from your AR aging, AP queue, and recurring commitments — so you see the runway before it matters.

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Controller Copilot — Ask Your Ledger Anything

Chat with your books. The copilot reads the real ledger through 30+ accounting tools, answers with the numbers (down to the journal line), and can draft an adjustment into your review queue. It reads and drafts — it never posts.

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An Always-On Anomaly Scan

Five deterministic checks — P&L / balance-sheet swings, aging spikes, budget breaches, unusual journals, and balance sanity. The engine finds; the AI only ranks and explains. It cannot invent an anomaly that isn't there.

See it in action

One system — light and dark, from dashboard to leases.

Real screens from the product. Sortable data tables, saved report presets, a full dark mode, and one brand color end to end.

Controller Copilot reading the ledger through its tools
Controller Copilot — grounded in 30+ ledger tools
IFRS 16 lease sub-ledger register
IFRS 16 lease sub-ledger — ROU asset & liability
Build a report with AI
Build a report with AI — plain English in, saved report out
VeloLedger dashboard in dark mode
Full dark mode across the whole app
Built around your control

Automated where it helps. Yours where it matters.

0%

Of entries posted on your approval

AI and connected agents draft; a person posts. Every AI action is logged with its model and confidence — a complete audit trail by design.

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Canadian tax jurisdictions

GST/HST/PST/QST handled across every province and territory, with GST34 filing reconciled to your GL.

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Months of history migrated

Bring your books with you. We map your chart of accounts, opening balances, and at least two years of transaction history.

Why review-first

Connected and automated — and still your books.

Cross-product automation is only trustworthy if it can't post behind your back. In VeloLedger, every AI- or agent-drafted entry lands in one review queue — logged with its source, model, and confidence — and posts only when a person with the right role approves it.

Agents draft, humans post

The VeloLedger design principle

You shouldn't pay enterprise prices for mid-market needs, or stitch QuickBooks to eight add-ons to get there. VeloLedger replaces the stack — accounting, AP/AR automation, close, and multi-entity — and connects natively to the rest of Velo over MCP, with no integration tax.

$
Depth without the ERP project

Why teams choose VeloLedger

Your books, done faster — and still yours.

See VeloLedger on your own stack. Book a 15-minute walkthrough and we'll quote your migration in the same call.

FAQ

Common questions.

What is VeloLedger?

VeloLedger is a modern, AI-native accounting platform built for growing businesses. Unlike legacy tools like QuickBooks, Xero, or Sage, VeloLedger is built on the Model Context Protocol (MCP) and integrates natively with the rest of the Velo stack — CRM, HRIS, and Expense Management.

How is VeloLedger different from QuickBooks Online?

QuickBooks Online is a reliable but legacy product designed for single-entity small businesses. VeloLedger handles multi-entity, multi-currency, and complex dimensions out of the box, includes a full close-management workflow, and connects natively to your HRIS, CRM, and expense system without third-party integration middleware.

Do I need to use the rest of the Velo stack to use VeloLedger?

No. VeloLedger works as a standalone accounting platform with bank feeds, recs, AR/AP, and reporting. The MCP-based native integrations are a force-multiplier when you do use the rest of the Velo stack, but they're not required.

What does VeloLedger cost?

VeloLedger is priced per organization on four plans — Starter $29, Growth $79, Scale $199 per month (USD, billed annually), and custom Enterprise. Read-only viewer and auditor seats are unlimited and free; each plan includes a few poster/approver seats. AI is metered separately in plain credits. See our pricing page for full details, including USD / CAD toggles and annual savings.

Is VeloLedger compliant with Canadian tax rules?

Yes. VeloLedger handles GST / HST / PST / QST across every jurisdiction, files GST34 with a built-in GL reconciliation check, handles input tax credits automatically, generates T4A slips and CCA schedules, and tracks CRA business numbers.

How does the AI actually work?

VeloLedger's automation reads invoices from your inbox, categorizes bank lines, drafts bills and journal entries, handles tax, and surfaces everything in one review queue. You can also chat with your books through the Controller Copilot and run an always-on anomaly scan. It is review-first by design — and it goes further than review-first: the agent's tool surface has no post action, so the AI literally cannot write to your ledger. Agents draft; a person posts; every AI action is logged with its model and confidence.